Terms and Conditions

For detailed Terms and Conditions and Usage Directions, click here

Earn Reward Points as you shop and redeem them for exciting discounts and offers.

Click here for CASHBACK SBI Card brochure

Card Cashback

• 5% Cashback on online* spends without any merchant restriction.
• 1% Cashback on offline* spends.
• *Cashback not applicable on Merchant EMI & Flexipay EMI transactions and on following categories: Utility, Insurance, Fuel, Rent, Wallet, School & Educational Services, Jewelry, Railways etc.. For complete list of exclusions, refer www.sbicard.com/CashbackCardTnC.
• Click here to know more details about Card Cashback.

Hassle free

• Card Cashback will be auto-credited to your SBI Card account within two days of your next statement generation. For details, please see Cardholders T&C.

Fuel Surcharge Waiver

• 1% Fuel Surcharge Waiver across all petrol pumps in India*.
• * Applicable on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges. Get maximum surcharge waiver of Rs. 100 per statement cycle per credit card account

Spend Based Reversal

• Reversal of Renewal Fee on annual spends of Rs.2 Lakhs.

Balance Transfer on EMI

• Save money while paying your credit card dues
• Transfer the outstanding balance of other banks’ credit cards to your CASHBACK SBI Card, and avail a lower rate of interest and pay back in EMIs.
• Log on to sbicard.com with your user ID and password to take benefit of this service.

Utility Bill Payment Facility

• Pay your electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility on your CASHBACK SBI Card.

Cash on the Go

• Withdraw cash from over 1 million VISA across the globe.

Add-on Cards

• With CASHBACK SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18.